Ridhi Khurana elevated to Assistant Vice President – Credit Risk & Policy at Axis Bank. In this role, she contributes to strengthening the bank’s credit governance framework, ensuring prudent policy design, risk assessment, and portfolio quality control. Her work focuses on driving data-led credit decisions and enhancing risk oversight for secure and scalable lending operations.
Her journey at Axis Bank spans over four years, during which she advanced through multiple roles across the credit risk function. As Senior Manager, she played a key role in shaping risk strategies, evaluating credit proposals, and reinforcing policy frameworks for diversified lending segments. Prior to that, she served as Manager and Deputy Manager, where she contributed to credit evaluation models, monitored portfolio performance, and collaborated closely with business teams to align risk objectives with growth priorities.
Before joining Axis Bank, Ridhi gained early industry experience through internships with Moneyboxx Finance Limited, TDG Labs, and Accion. Her work during these roles ranged from data science applications in financial services to business development and impact-driven research. These experiences helped her build a strong foundation across analytics, credit processes, and customer-centric financial solutions.
A postgraduate in Big Data Analytics from the Goa Institute of Management, Ridhi brings a rare combination of risk expertise and advanced analytical capability. With her background in credit policy, data-driven decision-making, and financial risk evaluation, she continues to contribute meaningfully to Axis Bank’s mission of responsible and sustainable lending.